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Do you need Claims Assistance?

For assistance with reporting incidents to your insurance company.

Contact us

Here you will find directions, phone numbers, and emails for your use in communicating with us.

Client Resources & Support

You will find useful forms to assist you in updating your policies.

Instant Quotes

You will find instant quote forms for Special Events, Wedding, Youth Sports and Federal Government Contractors.

Specialty Insurance Programs


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Welcome to Raley Watts & O’Neill

Since 1950, Raley, Watts & O’Neill has been serving the insurance needs of our clients. We started as a one person operation in Lexington Park, MD and are proud of our small town heritage.  We have worked hard to maintain the fundamental principles of our roots while we have grown into a company that serves clients throughout the Mid-Atlantic, the United States and Internationally.

We pride ourselves on getting it right and taking care of the needs of our clients. We simplify the insurance process and take the time to make sure each of our clients understand their options, what they are buying and where their money goes.

Our committed staff has the expertise and experience in a broad range of insurance products and services like Commercial, Personal, Bonding, Safety/Risk Management, Group Health, Life and Financial Services. We would welcome the opportunity to demonstrate to you how working with Raley, Watts & O’Neill is about more than just insurance; it is about a long term relationship.  We always strive to never veer from our core values. – C.A.R.E

Please feel free to contact us with any questions by calling (800) 873-2478 or by email at You can also fill out the “Request a Quote” link on the left and an associate will contact you directly. We look forward to helping you with your insurance and risk management needs.