Despite popular belief, earthquakes earthquakes are not unique to the West Coast but happen all around the country! As a matter of fact, earthquakes have occurred in 39 states since 1990, and approximately 90% of US households live in areas considered seismically active. Basic homeowners’ insurance does not cover earthquake damage, and only a small percentage of people purchase the valuable coverage that would protect you in the event of such a natural disaster. Even if you reside in an area where earthquakes are uncommon, you might benefit from having this protection. The premium may be less than you think for the amount of coverage provided, so contact us today to learn more.